How You Can File Your Chapter 7 Chapter for $0 Down

I’ve helped Arizona households take care of severe debt issues for almost twenty years. Throughout that point the largest hurdle for many households that desperately wanted debt aid was how they might afford to pay the authorized charges related to submitting for chapter. In instances previous, when it got here to submitting a chapter 7 chapter case in Arizona you had been required to pay all the authorized charges and the court docket submitting charges earlier than the chapter case was filed. I usually referred to this because the “chapter paradox”. How can a household that’s already struggling to make ends meet give you a pair thousand {dollars} to rent competent chapter counsel?

Many couldn’t give you the cash and as end result had been confronted with foreclosures, repossession, and wage garnishment. Others had to enter additional debt and threat harming vital relationships by borrowing cash from household and associates.

Now, issues have modified. Whereas earlier than chapter legal professionals in Arizona had been required to have all the authorized charges up entrance, now we on the Arizona Client Regulation Group can file your chapter for no cash down, and then you definitely make month-to-month funds after the chapter case has been filed.

Why is this can be a large deal?

As a result of assortment actions of collectors, together with wage garnishment, financial institution levy, foreclosures, debt assortment calls and lawsuits, all should cease as quickly because the chapter 7 chapter has been filed with the chapter court docket. The earlier your chapter case is filed the much less assortment exercise you’ll have to endure and the earlier you possibly can receive the contemporary begin you might be searching for.

Chapter 7 Chapter Cost Choices for Arizona Residents

Right here on the Arizona Client Regulation Group, we provide three completely different fee choices to get your chapter 7 chapter case began shortly.

$0 Down Chapter 7 Chapter

If you want to file chapter shortly however don’t have some huge cash obtainable the $0 down possibility is the quickest solution to get your chapter case began and cease the debt collectors. After the case is filed the authorized charges will probably be paid over a 12 month interval permitting you the pliability to handle a urgent debt concern now. The sort of submitting is particularly useful for Arizona residents dealing with a debt assortment lawsuit, wage garnishment, or financial institution levy.

$500 Down Chapter 7 Chapter

This selection is an identical to the $0 Down Chapter Chapter possibility listed above simply cheaper. If you’ll be able to put down $500 earlier than your chapter 7 chapter case is filed it should prevent $350 off the whole worth of the chapter.

Pre-Paid Chapter 7 Chapter

The most cost effective solution to file for chapter 7 chapter with the Arizona Client Regulation Group is thru the pre-paid possibility. It does have one disadvantage – you could pay the total authorized payment earlier than your chapter 7 chapter case is filed with the court docket. As of 2019, the authorized charges for a chapter 7 chapter below the pre-paid possibility are $1,950. The chapter court docket will cost you a further $335 for the submitting payment. Contemplating these two charges, the whole quantity that will have to be paid earlier than your chapter might be filed can be $2,285. My workplace will start drafting your paperwork for $500 down, which will probably be utilized to the whole quantity of $2,285.

Free Chapter 7 Chapter Session on the Arizona Client Regulation Group

Undecided which is the best choice to your state of affairs? Right here on the Arizona Client Regulation Group we provide a free session the place you’ll meet personally with chapter lawyer John Skiba to debate your monetary state of affairs and overview completely different chapter non-bankruptcy choices. There may be by no means any stress to decide shortly.

You possibly can schedule a free chapter session by calling (480) 420-4028 or by going to our on-line scheduling system by clicking beneath:

Schedule Appointment